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Interest — rate of — stipulated rate of interest in excess of rate laid down in D Moneylending and Rates of Interest Act [Chapter 14:14] — does not render acknowledgment of debt void for illegality and unenforceable — lender not disentitled from recovering his money at rate of interest permitted by the Act
Interest — rate of — rate laid down in Moneylending and Rates of Interest Act [Chapter 14:14] — not same as rate under Prescribed Rate of Interest Act [Chapter 8:10] — how rate to be ascertained
Loan — acknowledgment of debt — rate of interest stipulated contravening Moneylending and Rates of Interest Act [Chapter 14:14] — whether loan recoverable
Practice and procedure — judgment — summary judgment — defence to — onus on defendant to show good bona fide defence — what is — need to establish legal defence, not a moral one — not sufficient to show that, for reasons beyond defendant's control, he was unable to pay the debt
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